Wellness Rewards Terms of Service
Wellness Rewards is Not a Regulated Insurance Product
Your Wellness Rewards may be used immediately, with your $25 credit automatically added to your plan.
It’s a flexible pet wellness membership program that helps you budget for everyday preventative, veterinary, training, and grooming costs not covered by your pet insurance policy.
Wellness Rewards Terms of Service
Any unused amount of the annual maximum will not roll over and is non-refundable.
Your full Wellness Rewards maximum may be used immediately. Since it is not insurance, there is no deductible or co-payments. However, if you use more Rewards than you’ve paid into the program for membership dues and cancel early, we may collect any outstanding balance.
Wellness Rewards is a separate product from our accident and illness insurance policy. Therefore, Wellness Rewards claims do not count toward your insurance deductible.

Wellness Rewards for Routine Veterinary Care
Please refer to your individual plan specifics for annual funds and maximums.
Wellness Exam Fees
Vaccinations and Titers
Routine Blood and Fecal Tests
Flea, Tick, and Heartworm Preventatives
Microchipping
Routine and Gland Expression
Spay/neuter Surgery
Preventive Dental Cleaning — Cleaning Only
Preventative Ear Cleaning
Cremation or Burial
Complementary / Alternative Treatments Done for Maintenance and Preventative Health (Laser Excluded)
Use For Grooming, Training, and More
Grooming
Medicated shampoos
Prescription food
Nutritional supplements
Toenail trimming
Training: obedience, manners, and advanced skills
Wearable pet activity monitors and GPS locator

For Questions, Please Contact:
Embrace Pet Insurance: 4530 Richmond Road, Cleveland, OH 44128 (800) 511-9172